Finance Center Hero

Who says Financing Can’t Be Friendly?

At Ramsey Used Center, our mission is to make the car buying experience as pleasant as possible. We recognize that financing can be stressful, but our friendly, trustworthy and professional finance team does everything they can to make the process simple and stress-free. When you leave our dealership, the only thing that should be on your mind is your new fabulous car. And, because our happiness is derived from making customers happy, we don’t stop negotiating with lenders until we get you the best car loan or lease rates possible.

We offer financing provided by many major lending institutions, including:

Local Lenders

  • Community Choice Credit Union
  • Veridian Credit Union
  • Greater Iowa Credit Union
  • Union Bank & Trust

National Lenders

  • Ally
  • Subaru Finance
  • Mazda Capital
  • JPMorgan Chase & Co.
  • U.S. Bank
  • RBS Citizens
  • Bank of the West
  • Fifth Third Bank
  • BMO Harris Bank
  • AmeriCredit
  • Capital One
  • Santander Consumer USA
  • CPSAutoFinance

The first step to getting behind the wheel of a great Ramsey car is submitting an application, which can be done online here or with an experienced finance team member at our location at 9625 Hickman Drive in Urbandale.

Submit an Application

Phone: 515.278.6400

This Month's Incentives


Certified Pre-Owned (CPO) rates as low as 0.9%


Certified Pre-Owned (CPO) rates as low as 0.99%

Our Staff

Dennis Bracewell

FI Consultant

Kim Freeborn

FI consultant

Phil Johnson

FI Consultant

Brad Wheeler

Finance Director

Janice Darnielle

Administrative Assistant


Cat Nicol

FI Administrative Assistant

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